The Ultimate Guide to the UAE Golden Visa Through Real Estate

Dubai isn’t just a great place to invest — it’s also a place where smart investors can unlock something more: the UAE Golden Visa.

If you're looking to secure long-term residency in one of the world’s most connected, business-friendly cities, here’s everything you need to know about the UAE Golden Visa, especially through real estate.

What is the UAE Golden Visa?

The UAE Golden Visa is a 10-year renewable residency visa granted to investors, entrepreneurs, professionals, and other select categories.

Unlike typical residence visas tied to employment, the Golden Visa gives you complete independence:
– No need for a local sponsor
– Ability to live, work, and study in the UAE
– Family sponsorship (spouse, children, and even parents)

And if you qualify through real estate, it’s one of the most straightforward paths.

Who is Eligible for the Golden Visa via Real Estate?

To qualify, you need to own property worth at least AED 2 million (approx ₹4.5 crore).
This could be:
– One single unit worth AED 2M or more
– Multiple properties whose total value equals or exceeds AED 2M
– Properties can be off-plan or ready, depending on the developer and project

If the property is mortgaged, you must have paid at least AED 2M of your own funds (not through a loan).

Benefits of the Golden Visa

Here’s what you get once approved:

1. 10-Year Residency
Live in the UAE without employer sponsorship.

2. Family Sponsorship
Your spouse, children (of any age), and in some cases your parents can be included.

3. Multiple Properties Allowed
Buy across different locations or developers — it’s the total value that matters.

4. No Limit on Stay Duration Outside UAE
Unlike regular visas, Golden Visa holders can stay abroad indefinitely without their visa being canceled.

5. Business & Lifestyle Flexibility
Open bank accounts, set up companies, buy cars, send children to top schools — with the benefits of a UAE resident.

What Types of Properties Qualify?

Both off-plan and ready properties are allowed, as long as:
– The property is located in a freehold area
– The investment is fully paid or partially paid (up to 50%) with at least AED 2M of your own money

Top locations where Indian investors typically buy Golden Visa–qualifying properties include:
– Downtown Dubai
– Business Bay
– Dubai Marina
– Palm Jumeirah
– Dubai Hills Estate
– Meydan / MBR City

Step-by-Step Process to Get the Golden Visa via Property

Step 1: Buy Property Worth AED 2M+
You can purchase one or more units. Work with a qualified brokerage (like us) to find eligible projects.

Step 2: Get Title Deed
The Title Deed is issued once you complete payment or reach the necessary equity.

Step 3: Apply Through Dubai Land Department (DLD)
They issue a certificate confirming your eligibility for the Golden Visa.

Step 4: Submit Application to ICP
(Identity and Citizenship Authority of the UAE)

Step 5: Undergo Medical & Emirates ID Processing
Standard steps for all residents.

Step 6: Receive 10-Year Visa Stamp
You’re now a long-term UAE resident!

Costs Involved (Beyond Property Purchase)

– Property Registration Fee: 4% of purchase price
– Golden Visa Application Fees: Around AED 2,800–4,000
– Medical + Emirates ID Fees: ~AED 1,500–2,000 per person
– Real Estate Broker Fee: Typically 2%

These costs can vary slightly depending on how many family members you sponsor.

FAQs About the Golden Visa

Q: Can I apply if the property is under construction?
Yes — if you've already paid AED 2M or more. Some developers allow pre-approvals based on payment schedule.

Q: What if I sell my property?
You may lose visa eligibility unless you reinvest in qualifying property.

Q: Can I work in the UAE with this visa?
Yes, the Golden Visa allows you to legally work, own companies, or freelance.

Q: Can I include my adult children?
Yes. There’s no age limit for dependent children under the Golden Visa rules.

Real Stories: Why Indian Investors Are Choosing the Golden Visa

– A family from Mumbai bought a 2BR in Downtown Dubai, secured residency, and now splits time between cities
– An NRI tech entrepreneur uses his Golden Visa to run his UAE startup while investing in properties
– A retired couple uses it to live tax-free in Dubai and host their children who visit from the US and India

Final Word: Is It Worth It?

Absolutely. If you’re investing in Dubai real estate anyway, the Golden Visa is the cherry on top.

It gives you flexibility, stability, and a powerful Plan B — all through a real asset in one of the world’s most future-ready cities.

Ready to Get Started?

We help Indian investors buy Golden Visa–eligible properties, manage paperwork, and secure long-term residency in Dubai — stress-free.

Let’s talk. Your Golden Visa is just one smart move away.